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What To Look For When Shopping For Winter Tires

Shopping For Winter Tires …. What to Look for… 

It’s that time of year again! The leaves are starting to change colors, the temperature is dropping in the evenings, and it’s time to start thinking about buying winter tires for your car. If you’re not sure what to look for when shopping for winter tires, don’t worry, we are here to help keep you safe!

You might actually be wondering if you need to buy winter tires for your car at all. The answer is, that it entirely depends on where you live and what the temperature typically is like during the winter. If you’re not sure whether or not you need them, here are a few key things to consider when shopping for winter tires.  

  • First of all, think about where you live and how much snow and ice is typically on the ground during the winter. If there’s a lot of snow and ice, it’s probably a good idea to have winter tires; if there’s only a little bit, you might be able to get away with using all-season tires.  
  • Second of all, think about the temperature. Winter tires are designed to work best in temperatures below 7 degrees Celcius if it usually stays colder than that in your area during the winter, then you’ll definitely want to get some winter tires.  
  • Finally, think about your driving style. Do you drive aggressively in bad weather? Or do you prefer to take it slow and easy? The type of driving style you have and how often you need to drive will also help determine whether or not you need winter tires. If you work from home and only need your vehicle randomly on days off it may not be necessary even if you live in New Brusnwick or Ontario with the bad winters we get. So those are just a few things to keep in mind when shopping for winter tires – hopefully, they’ll help make your decision a little easier! 

You may ask “How are Winter Tires Different”? 

Winter tires are designed to provide extra traction and stability on snowy and icy roads. However, not all winter tires are created equal. When choosing winter tires, it is important to consider the following factors: 

1.     Tread depth: The tread on your tires is what provides traction on slippery surfaces. Winter tires typically have deeper treads than summer tires, which helps them grip the road better in winter conditions. When choosing winter tires, be sure to check the tread depth and make sure it meets your needs.

2.    Winter compound: Winter tires are made from a different compound than summer tires. This compound is designed to stay flexible in cold temperatures, which helps the tire grip the road better in winter conditions. When choosing winter tires, be sure to look for a tire that is made from a winter compound and supports the temperatures in your area. 

3.     Snow and ice performance: Not all winter tires are created equal when it comes to snow and ice performance. Some tires are designed specifically for use in snow and some more for ice, while others may not perform as well in these conditions. When choosing winter tires, be sure to look for a tire that will meet your needs in terms of snow and ice performance based on when you typically drive in the winter. If you’re the kind of person to typically wait for the roads to be plowed because you don’t need your vehicle that often for daily commuting then you may want something that is better for Ice specifically than snow specifically.

In conclusion, if you live in an area where it snows, or if the temperature regularly dips below freezing, then we highly recommend investing in a good set of winter tires. Not only will they keep you safer on the road, but they’ll also save you money in the long run by preventing costly repairs. Ready to buy a set? Give us a call at tel: 866-921-9470 and we can help get you set up.

How to Plan For A Safe Road Trip In The Fall

How to Plan a Fall Road Trip! 

Fall is the perfect opportunity for a road trip with your loved ones. However, before you hit the open road, it’s important to make sure your vehicle is ready for the journey. By preparing your car or truck ahead of time, you can avoid any unwanted surprises and ensure a safe and fun trip.  Read on to learn more! 

Keep in mind that whether you’re driving across the country or just taking a weekend road trip, it’s important to make sure your vehicle is prepared for the journey. Here are six tips to help you get your car ready for the open road:  

1.      Check your fluids: Before setting off on a long trip, it’s essential to check all of your vehicle’s fluids, including oil, coolant, and windshield washer fluid. This will help ensure that your car stays in good condition throughout the journey.  

2.      Check your tires: Make sure your tires are properly inflated all around as sometimes in the fall tires tend to lose air with the temperature changes between the days and nights. It’s also a good idea to keep a spare tire in case of a flat.  

3.      Plan your route: Map out your route in advance and make sure you know where you’re going. This will help you avoid getting lost and wasting time.   

4.      Pack an emergency kit: Include items like a first-aid kit, jumper cables, and a tire repair kit in case you run into any trouble while you’re away from home. Tire repair kits can save you money on a tow truck and give you additional time to find a shop that has reasonably priced tires.

5.      Make sure that you pack snacks and drinks: Long trips can be tiring, so it’s important to pack snacks and drinks to keep yourself fueled up and to have in case of any delays between destinations. 

6.     Relax and enjoy the ride: Remember to take breaks often and enjoy the scenery. After all, that’s what road trips are all about!  

By following these tips, you can ensure that your next road trip is safe and enjoyable.  If you are unsure and want to have peace of mind, give us a call at 866-921-9470 and we will do a quick maintenance check on your vehicle to ensure that there will be no challenges as you get ready to explore! 

Enjoy your trip.

Buying and Financing a Used Vehicle

Money Saving Benefits of Purchasing a Used Vehicle

There are pros and cons to buying both new and used cars. However, when it comes to saving money, the pros of buying a used car definitely outweigh the cons. 
For many people, the idea of owning a brand-new car is nothing more than a pipe dream. New cars can oftentimes be too expensive compared to their slightly used counterparts, and they depreciate rapidly in value as soon as they drive off the lot. However, used cars provide an excellent alternative for budget-minded shoppers. Not only are they more affordable, but they also tend to be more reliable than new cars. In fact, many used cars are still under warranty, and they come with a wide variety of features that were once only available on luxury vehicles. Whether you’re looking for your first car or your tenth, a used car is a great way to get started in the world of car ownership.
KEY FACTS TO CONSIDER…Used cars generally cost less than new cars.
When you’re in the market for a “new-to-you” car that you plan to finance you want to consider how long you should finance it. There are several factors to weigh when answering this question for example a shorter loan term will save you money in the long run, but if you don’t have the cash available to pay outright for a car, a longer loan may be worth considering.  Read the tips below to help you make the right decision on buying.

  • First, it’s important to get a loan from a reputable lender. There are many predatory lenders out there who will try to take advantage of buyers with poor credit. 
  • Second, it’s important to shop around for the best interest rate. The interest rate will have a big impact on the total cost of the loan, so it’s worth taking the time to compare offers from different lenders. 
  • Finally, it’s important to read the loan agreement carefully before signing anything. By understanding the terms of the loan, you can avoid any nasty surprises down the road. With a little research and planning, financing a used car can be a hassle-free experience.

DO YOUR RESEARCH FIRST – this will help you find the best deals on used cars from reputable dealers or private sellers.
When buying a used car, it’s important to do your research before making a purchase. There are a few key things you’ll want to look into before signing on the dotted line. 

  • Check the vehicle’s history report to see if there have been any major accidents or collisions. 
  • You’ll also want to get a sense of the car’s maintenance record, to make sure that it has been regularly serviced and is in good working order. 
  • Take it for a test drive to get a feel for how it handles and performs. By taking the time to do your homework, you can help ensure that you’re making a wise investment in a reliable and safe used car.
  • Also, take into account the cost of repairs and insurance. With a little bit of work, you’ll be able to find the perfect car for you.

Keep in mind that the minute you drive a new car off the lot, it loses value. This is called depreciation and it’s one of the reasons why buying a used car is often cheaper than buying a new one. When you buy a used car, most of the depreciation has already taken place so you’re paying for closer to the car’s current value. Of course, not all cars depreciate at the same rate, so it’s important to do your research before you buy. But in general, buying a used car is a great way to save money.

You can also save money on insurance and registration fees with a used car. One of the many reasons why buying a used car saves money is that insurance premiums are generally lower for older vehicles. This is because insurance companies often base their rates on the value of the car, and used cars are worth less than new cars. In addition, used cars are less likely to be stolen than new cars, which also helps to keep insurance rates down. As a result, buying a used car can save you money on your insurance premiums.

DECISION MADE … Now how do I finance?

There are many different types of financing options available for used cars which helps all levels of budgets.
If you’re in the market for a used car, you’ll be glad to know that there are many different types of financing available. This means that you can likely find a loan that fits your budget and your needs. Financing a used car can be a great way to get behind the wheel of the vehicle you want without breaking the bank. So, what are your options, and which option is best for your budget?  

There are four main types of car financing: 

  • Leasing, 
  • Buying with a loan, 
  • Paying cash; or
  • Using a credit card.

How long should I finance a used car? Used vehicles can be a great way to save money on your next car purchase. But how long should you finance a used vehicle? There are a few things to consider when making this decision.

  • The first is the age of the vehicle. If you’re financing a 3-year-old car, it’s likely that you’ll have the loan paid off before the car needs any major repairs or maintenance. However, if you’re financing a 10-year-old car, it’s important to factor in the cost of future repairs. You don’t want to be stuck making payments on a car thars broken down.
  • The second factor to consider is your own financial situation. If you have a steady income and good credit, you may be able to qualify for a lower interest rate. This will save you money over the life of the loan. On the other hand, if you’re self-employed or have poor credit, you may need to finance for a longer term in order to get a lower monthly payment.
  • Ultimately, the best way to decide how long to finance a used vehicle is to talk with a finance manager at the dealership. They can help you evaluate your unique situation and find the loan that’s best for you.

At the end of the day, if you are looking for a used car, do your research and discuss the financing options that will work the best with your budget!  Purchasing and financing a used vehicle will potentially save you money in the long run and will allow you to get the car that you need.  As an added note for those starting out, a financed loan will build your credit rating which in itself is always a great investment! Contact us today to learn more about our financing options:

Phone: 866-921-9470

Apply online now here

How Does Vehicle Financing Work?

Many people look for affordable payment options before purchasing a vehicle.  Financing a car is the method most buyers use. This method can help you purchase a new or used vehicle without the hassle of bank loans. Here’s how automotive financing works: Know What You Can Afford You need to know how much you can afford to pay in monthly payments before contacting an automotive financing company.

You can use an online calculator and estimate payments to determine what kind of vehicles you are looking at and how to budget. A better way to know your options is by getting pre-approved. You can submit your information to Mr. Automotives online for a quick pre-approval. All you need to provide is your contact and employment information. The finance team can research lenders once they receive your enquiry. They may let you know how much you qualify for and the best financing terms. You can determine how much money you have to find the best vehicle in your price range. Choose Your Vehicle After submitting your online application, you can find options for vehicles that fit your budget and personal preferences. You get the opportunity to review the available vehicles and pick out one that suits you. Once the details are worked out, you can schedule a test drive to see how you like the model. Choosing a vehicle will likely be the longest part of the process.

The finance team will finish the paperwork and provide documents for you to sign after you have made a decision. At that point, you get the keys and can drive away in your car, truck, or SUV. How You Get Approved Financing a car often requires more effort on the part of the lender than on your end. You can fill out the application from mhome while shopping online for your dream car.

They may review your credit history and determine how much risk you present. The lender may look at your employment and income to determine the maximum monthly payments you could make. Mr. Automotives offers a variety of financing plans to find the best fit for you. We can email you the vehicles that match your budget and vehicle taste. You can look through both domestic and international vehicles.  Get the Best Deal When Financing a Car It can take time to shop around for a car loan. You may fill out multiple enquiries before finding the right loan.

When you work with a dealer like Mr. Automotives, we take the work out of getting approved for financing. Our finance experts search multiple lenders to find the best rates and terms that fit your needs. We help you finance your dream vehicle with a quick and easy process.  You can start your journey to purchasing a new car by getting approved for financing. Fill out the enquiry form with Mr. Automotives to find out how much you may qualify for before shopping for a new car. Get started today and find your next vehicle.

7 Steps to Financing a Car

Are you interested in financing a car? Though prices have gone up, you can use the money you have saved for a down payment and get financing to help you pay for the rest of the vehicle’s cost. We have put together seven important steps to follow as you get ready to finance a car.

STEP 1. Check Your Credit

Check Your Credit Report Before Financing a Car Before financing a vehicle, make sure you know your credit score. The higher your credit score is, the lower the interest rates will be on your loan. The interest rate can add hundreds or thousands of dollars, so look for the lowest possible interest rate. And, when you finance a vehicle, prepare yourself to pay back more than the cost of the original loan. 

At Mr. Automotives, we offer $0 down options and financing. We’ll help you figure out which lender will give you the best rate to assist you in saving money on your purchase.

STEP 2. Apply for a Loan With Multiple Lenders 

How can you get a low-interest rate? Apply for a loan with multiple lenders so that you have an opportunity to view their offers. If one lender is offering $15,000 at 10%, another may be cheaper. Keep checking the rates. Doing so will save you more money over the long term and reduce the cost of your loan payments each month.  We offer a budget discovery tool that helps you decide on your budget, how much money you can get from a lender, and the interest rate you should expect.

STEP 3. Get a Preapproval Letter

The next thing to do is to choose the loan you want and get a preapproval letter from that lender. Print it out or keep a copy of it on your phone to show to a dealer. This letter proves that you have the financing to purchase the vehicle you want to look at.  We know that there are dozens of lenders to choose from, which is why we work with you to figure out which lender has the most favorable options for you. We also offer 0% down payment offers on some vehicles, making it possible to buy a vehicle without a large lump sum of cash upfront.

STEP 4. Find a Vehicle You Want to Buy Next

Find a vehicle that you want to buy. Our vehicle selection tool gives us an idea of the vehicles that fit into your price range. We’ll send them to you, so you can schedule a test drive. Choose a vehicle that fits your budget and preferences. We’ll make sure you have an understanding of the price and payments, so you’re ready to drive away with the right vehicle for you.

STEP 5. Review the Dealer’s Loan Offer

The dealer may offer you a loan on the vehicle that is a competing loan to the preapproved loan you already have selected. Sometimes, the dealer will negotiate with you to provide you with a lower rate. They may also reduce the cost of the vehicle with a longer loan to get you to sign with them. Weigh the pros and cons before financing a car this way. If the dealer does offer you a better deal, consider financing through them.  When you work with Mr. Automotives, we start by looking for the best financing options when you make your initial inquiry. We want you to have the best finance terms and loan options so that you can get the vehicle you’re hoping for.

STEP 6. Finalize the Loan

After you select a loan, you need to finalize it. You may need to submit proof of your income, your photo ID, and other information used for verifying who you are and securing the loan. Once you do this, the loan should be issued to you or the dealership so you can finalize the sale. 

STEP 7. Start Making Payments

Finally, get ready to start making payments. Your loan’s terms and conditions will give you details on what you’ll pay and when. Pay on time and continue improving your credit score. We work with people with all ranges of credit, so even if you’ve been turned down in the past, we may be able to help. Thinking of financing a car?

Contact us today at Mr. Automotives and we’ll help you get on your way to a new vehicle. Check Your Credit Report Before Financing a Car Before financing a vehicle, make sure you know your credit score. The higher your credit score is, the lower the interest rates will be on your loan.

The interest rate can add hundreds or thousands of dollars, so look for the lowest possible interest rate. And, when you finance a vehicle, prepare yourself to pay back more than the cost of the original loan.  At Mr. Automotives, we offer $0 down options and financing.

  1. We’ll help you figure out which lender will give you the best rate to assist you in saving money on your purchase.
  2. Apply for a Loan With Multiple Lenders  How can you get a low-interest rate? Apply for a loan with multiple lenders so that you have an opportunity to view their offers. If one lender is offering $15,000 at 10%, another may be cheaper. Keep checking the rates. Doing so will save you more money over the long term and reduce the cost of your loan payments each month.  We offer a budget discovery tool that helps you decide on your budget, how much money you can get from a lender, and the interest rate you should expect.
  3. Get a Preapproval Letter The next thing to do is to choose the loan you want and get a preapproval letter from that lender. Print it out or keep a copy of it on your phone to show to a dealer. This letter proves that you have the financing to purchase the vehicle you want to look at.  We know that there are dozens of lenders to choose from, which is why we work with you to figure out which lender has the most favorable options for you. We also offer 0% down payment offers on some vehicles, making it possible to buy a vehicle without a large lump sum of cash upfront.
  4. Find a Vehicle You Want to Buy Next, find a vehicle that you want to buy. Our vehicle selection tool gives us an idea of the vehicles that fit into your price range. We’ll send them to you, so you can schedule a test drive. Choose a vehicle that fits your budget and preferences. We’ll make sure you have an understanding of the price and payments, so you’re ready to drive away with the right vehicle for you.
  5. Review the Dealer’s Loan Offer The dealer may offer you a loan on the vehicle that is a competing loan to the preapproved loan you already have selected. Sometimes, the dealer will negotiate with you to provide you with a lower rate. They may also reduce the cost of the vehicle with a longer loan to get you to sign with them. Weigh the pros and cons before financing a car this way. If the dealer does offer you a better deal, consider financing through them.  When you work with Mr. Automotives, we start by looking for the best financing options when you make your initial inquiry. We want you to have the best finance terms and loan options so that you can get the vehicle you’re hoping for.
  6. Finalize the Loan After you select a loan, you need to finalize it. You may need to submit proof of your income, your photo ID, and other information used for verifying who you are and securing the loan. Once you do this, the loan should be issued to you or the dealership so you can finalize the sale. 
  7. Start Making Payments Finally, get ready to start making payments. Your loan’s terms and conditions will give you details on what you’ll pay and when. Pay on time and continue improving your credit score. We work with people with all ranges of credit, so even if you’ve been turned down in the past, we may be able to help. Thinking of financing a car? Contact us today at Mr. Automotives and we’ll help you get on your way to a new vehicle. 

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